Wednesday, December 31, 2014

Free Money?

Free Money?

You know you never know just what you are going to find on the Internet! I say that because I have happened upon a site that is in a way just giving away free money!

Actually it is a site that was started by someone who started their own business (fulfilling a dream that they had always had!) and then sold their business for a lot of money!

Now that they are financially free they have started a website for those who are in need and are looking for some financial help!

And you know the oddest thing about this site? IT WORKS! Now I'm not saying that you are going to make millions of dollars but I have seen people on this site receive on an average of $100!



September 2008! - One disaster relief organization received a $75,000 donation in 5 days!

July 11, 2008

  • You can also use this site if you would like to start a memorial fund in someone's memory!

  • July 14, 2008 - here is an excerpt from someone who has received donations of money in the past from this website!

    "Thanks to all of you I'm able to pay my back taxes. Wow, what a relief. I'm so blessed by all of you, and will never forget your kind acts. Without your help, I would be homeless soon. Words just can't express my gratitude enough."

  • A woman who is requesting $500 in donations for her and her family to help them get back on their feet has received $100 in donations so far!

  • August 10, 2008 - a woman just joined the group and is requesting $12,000 so that she can buy her family a mobile home so that they can have somewhere to live and have a home of their own!

Tuesday, September 11, 2012

Citibank to Charge $20 a Month for Checking Account!

Personally I think that this is an outrage! Citibank is going to start to charge a fee on checking accounts that don't maintain a minimum balance!

Actually according to an online article, Citibank already has such a fee imposed but this time they have raised the minimal amount to avoid the fee - would you believe that this "minimal amount is! It's $20,000!

And would you believe that Citibank now has a promotional thing going on where they want to get more customers!!!!!!!!!!!!!!

According to the article, Citibank really doesn't have a "free" checking account unless you meet their required minimal amount. I believe their "smallest" checking account requires that you maintain a minimal balance of $1,500 or you will be charged an $8 monthly fee (which is going to increase to $10 a month shortly).

This kind of article troubles me because I know that people are having a hard time with money right now and I remember way in the past when I had to cancel an old savings account because they were charging me too much in fees - to the point where I wouldn't have any money in the account at all! If I had kept that savings account it would have been in the negative and I would then owe them money!

Anyway, back to the article, where you can also read the comments of others about this and if you would like you can add your own comment(s) as well!

Tell me, what do you think about this?

Citibank Increses Their Fees

Wednesday, September 5, 2012

FoodStamps Are Hitting A Record High!

Looking at the latest news of the day I saw a link to an article about how food stamps usage is hitting a record high this year. Of course people are blaming President Obama for this but ironically using food stamps to buy food actually helps the economy.

The article goes on to say that nearly 1 out of every five people are using food stamps now. Even then the same article states that even with food stamps people still do not have enough money at the end of the month for food.

I remember talking to a former co-worker one time and she told me that if I knew of anyone who wanted to sell some food stamps to let her know because the food stamps that she gets does not last her until the end of the month.

I started this blog because it has become apparent to me that if we want to master our own financial security then we have to learn as much about money as we can! Make it a priority! Study wealthy people and study how they made their wealth!

I also have a Working From Home blog where I blog about working from home.

You definitely have to find ways to supplement your income and if you are at the point where you don't even have a job now you have to make finding a job your JOB for now!

I hate to mention it but in the article there is even talk about changing the food stamp program!

Food Stamps Hit Record Highs In June 2012

Tuesday, September 4, 2012

How To Make Money Online!

If you are looking for ways to supplement your income then you should definitely look into Google's Adsense program!

This is a way for you to be able to make money online by placing ads on your website or blog!

Don't have a blog or a website? Then you should look into the site. This site allows you to create a blog for free and you will be able to add the Adsense ads to your blog.

Of course you have to sign up for the Adsense program but you can do that for free! Another thing is that your blog or website will have to be reviewed by them before they will give you the code for adding the ads.

How does this work? Well once your site is approved then you will be given the codes to add the ads to your site. When visitors to your site click on the ads then you will earn money! I'm constantly surprised at the number of people who don't know about this.

Is this a legitimate program? Oh yes! I have adsense on my blogs and it has earned me money online! This is definitely a good example of "earning money while you sleep"> There are even those people who have earned over a million dollars using the adsense program and you could be the next adsense millionaire!

This is definitely a program that you should look into! To find out more about the Adsense program you should check out The Adsense Consultant's Blog and find out more about this program. It is a great way to earn money online!

Monday, August 15, 2011

A Government Grant Program That Is Suppose To HELP People?

I have a blog called Grant Basics 101 where I blog about different grant programs that are available.

Most of my blog posts on the above-mentioned blog are about individual grant programs but there are times when I come across information about grant programs, that while they are not for individuals or for-profit businesses, they will hopefully be of benefit to individuals.

Here is one of those programs:

Some states will get government grant funding to help boost oversight of health insurance premiums. The $1-million grants will help many expand public access to information about rate hikes and hire experts to review proposed charges. The grants will enable many states to expand public access to information about rate hikes and to hire experts to review what insurers want to charge.

More than a dozen states also plan to seek additional authority to block insurance premium increases they deem unjustified, according to the U.S. Department of Health and Human Services.

Fewer than half of state insurance commissioners have comprehensive "prior approval" authority, which gives them the power to review insurance company records and stop proposed rate increases in the individual and small-group markets. Some states do not even require insurers to publicly report proposed rate hikes.

The Obama administration and many consumer advocates had hoped that the new healthcare law would give all states full rate review authority. But, blocked from including such a provision in the final legislation, the administration has urged state leaders to push forward on their own.

Commissioners in several states with a history of minimal oversight such as Alabama, Illinois, Louisiana and Montana are doing just that. And many states that already have prior approval authority — including Florida and Maryland — are taking steps to strengthen their oversight.

The District of Columbia also will receive a grant. Said a spokesperson, "the grants would "restore some basic fairness to the health insurance market."

But expanding government power remains controversial in many states. And the insurance industry, which opposes prior approval authority for regulators, has been a powerful force in many state capitols.

Arizona, Connecticut, Missouri, Ohio, Pennsylvania, South Carolina and Virginia have no comprehensive authority to block rate hikes and do not plan to seek legislation to bolster their oversight powers, according to the Health and Human Services Department.

Alaska, Georgia, Iowa, Minnesota and Wyoming did not did not receive grants because they did not seek them.

In California, Gov. Arnold Schwarzenegger's administration specifically ruled out seeking prior approval authority. Consumer Watchdog, a Santa Monica-based advocacy group, urged the administration to reject California's grant application, saying the grant would "prevent, not develop, any effective state regulation of health insurance rates." California nonetheless received its grant, which is to be used to streamline collection of data on proposed rate hikes.

The administration would continue to work with states to enhance their oversight even if they did not apply for grants.

What I take this to mean is that some states will be provided with grant money to help reveiw the cases where there are proposed hikes in healthcare premiums and if they oppose such a hike or receive enough negative feedback from the public (who are the ones that would have to pay such increases!) - hopefully the states (well at least some of them) will be able to step in and do something about it!

I have read and seen (and heard) many comments about how high a price people are paying for their health insurance and hopefully this grant program will be able to help!

Tuesday, August 9, 2011

People Asking For Help

Asking For Help

"I am a single mother with her back up against the wall in desparate need of money to help send my son to college this fall. He needs $7400.00 in addition to the loans he has been able to receive.I have did all I know how to do my credit won't allow me to help him. Please help me help him. He promised he would finish school and stay out of trouble. He's done his part, Please help me make my word good."

This seems to have all gotten started when I posted the blog post about asking Oprah for money. It seems that people have mistaken my blog for Oprah's blog but such is not the case.

I surely do hope that you get the help that you are asking for. I also suggest that you take a look at my Grant Basics 101 blog which has blog posts about government grant programs and other ways that you may be able to get money to help you.

Thursday, June 9, 2011

I would like to Ask for Help for my Family. My daughter is 1 and has been diagnosed with Microcephaly, she will be disabled for the rest of her life. we currently live with my husbands family in a small house our two sons share a room and me and my husband share the smallest room with our daughter. We have no room to breath or walk. We tried to get a home but have been turned down due to not enough funds. We live paycheck to paycheck. I have been looking for work the last 5 months and no one will hire me.

We are asking if people would please help us get a home of our own. we would like to raise $30,000 I know its a lot to ask for but our family wont even help us. I can not keep going like this it will cause us to split or loose what we have. Even if you live in Powder Springs Ga and would donate a house to us we will take it no matter the condition. Please some one out their help us. And yes I have tried the grant thing its all scams and they do not give money away tried everything and get turned down.

please email me at if you would help

As someone that does grant research for a living I can assure that the grant thing is not all scams! I have a blog about grant programs called Grant Basics 101 and I also have a website about grant programs as well.

I have also seen many websites online created by people who are asking for money and donations. I even read an online article about a woman who was able to save her and her family's house - what she did was create a website asking for donations and she got enough money to save her home from foreclosure.

I really do hope that you get the help that you are asking for.

Thursday, May 19, 2011

Thursday, March 3, 2011

Job Opening - Security Officer

The Fork Union Military Academy is seeking an evening TAC Officer to provide additional security and the monitoring of dorms in the evening.

The position will not entail training.

Responsibilities include:

  • performing physical headcounts while patrolling the assigned dorm

  • reporting any medical emergencies to the Infirmary or other serious incidents as defined to the Commandant and Deputy Commandant

  • and completing evening journal entries while on shift.
The hours are Monday through Friday from 11:00 PM to 6:00 AM with periodic weekends from 11:00 PM to 7:00 AM. The place of duty for this position is assigned dorm with periodic patrol of the outside area/campus. Please submit resume and qualifications to Al Williamson, Upper School Commandant at or fax to 434/842-4242.

Wednesday, March 2, 2011

The IRS! - Did You Know.........

Did you know that the IRS has outsourced their work and is putting the public's info into the hands of people who are outside of the US?

To read more about this just click below:

Don't Mess With Taxes!

Tuesday, February 15, 2011

Do You Have A Bad Credit Score?

If your credit score is at or below 600, then you are considered as having a bad credit score!

Monday, November 29, 2010

Have You Ever Heard Of Kevin Trudeau?

Have you ever heard of Kevin Trudeau?  He's the guy that comes on late-night TV with his infomercials.  He has written many books, ie "Debt Cures", "Free Money" and books about weight loss as well as other books relating to financial subjects.

It seems that he is in trouble (again) with the FTC who claims that he is fraudulent.  According to the FTC, he has been branded as a snakeoil salesman "who misleads consumers into buying a wide-range of products that he claims can help people beat cancer, fix their finances, improve their memory....basically, fix anything".

Trudeau continues to say that he hasn't done anything wrong.  Not one consumer has filed a complaint against Trudeau with the FTC.

He has vowed to continue on with what he is doing.

Tuesday, November 23, 2010

Want To Start Your Own Business But Are Having Trouble Finding Funding?

Here is an excerpt:

Bad Credit Small Business Startup Loans : Poor Credit Can’t Stop the Entrepreneur in you

If you want to start a small business but are not able to do so due to lack of finances, go for bad credit small business startup loans. With the help of bad credit small business startup loans you can start your own small business. Bad credit small business startup loans are basically of two types secured and unsecured.


Bad credit small business startup loans are for those people who are suffering from bad credit status and want to start their own small business. A person can be tagged as a bad creditor due to various reasons like arrears, defaults, IVA, CCJ, bankruptcy, late payments etc. Bad credit small business startup loans can be availed by all such persons.

Bad credit small business startup loans are basically of two types, secured and unsecured. To avail a secured bad credit small business startup loan you’ll have to place one of your properties as collateral against the loan amount. This can be any of your personal properties like home, car, bank balance or can be your commercial property. On the other hand you don’t have to place any security to avail an unsecured small business startup loan, but the interest rate is slightly higher compared to secured loan. With secured bad credit small business startup loans you can avail a varied amount with repayment duration ranging from 3 – 25 years. While with unsecured bad credit small business startup loans you can avail varying amounts for a period of 1 – 10 years. The interest rate of bad credit small business startup loans is slightly higher because they are advanced to bad creditors, but with good research you can find a lender with reasonable interest rate.


Bad credit small business startup loans are very beneficial for people who are suffering for bad credit status. With bad credit business startup loans you can start your own business and regain your position in the market. Also by regular payment of loan installments you can increase you credit score.

Bad credit small business startup loans offer flexible repayment options. If you want to avail a small amount you can opt for unsecured bad credit small business loan. On the other hand if you need a bigger amount go for the secured way.


You can apply for bad credit small business startup loans by visiting banks, financial institutions, lending firms personally or you can apply online also. To apply via Internet you just have to fill up an online application form giving details like the loan amount you wan to avail, period of loan etc. Applying online is hassle free, consumes less time and requires less paperwork.

Tuesday, November 9, 2010

Job Openings!

There is an online site that has posted some job openings. The name of the online site is called "".

It is a New York City-based company.

Since these job postings are for jobs within the company itself I have not posted about them on my Working From Home Blog because these are not jobs that you will be able to do working from home.

To find out more about these job openings just click here