Free Money?

You know you never know just what you are going to find on the Internet! I say that because I have happened upon a site that is in a way just giving away free money!

Actually it is a site that was started by someone who started their own business (fulfilling a dream that they had always had!) and then sold their business for a lot of money!

Now that they are financially free they have started a website for those who are in need and are looking for some financial help!

And you know the oddest thing about this site? IT WORKS! Now I'm not saying that you are going to make millions of dollars but I have seen people on this site receive on an average of $100!


____________________________


Updates!



September 2008! - One disaster relief organization received a $75,000 donation in 5 days!




July 11, 2008

• You can also use this site if you would like to start a memorial fund in someone's memory!
  
  
• July 14, 2008 - here is an excerpt from someone who has received donations of money in the past from this website!
  
  "Thanks to all of you I'm able to pay my back taxes. Wow, what a relief. I'm so blessed by all of you, and will never forget your kind acts. Without your help, I would be homeless soon. Words just can't express my gratitude enough."
  
  
• A woman who is requesting $500 in donations for her and her family to help them get back on their feet has received $100 in donations so far!
  
  
• August 10, 2008 - a woman just joined the group and is requesting $12,000 so that she can buy her family a mobile home so that they can have somewhere to live and have a home of their own!

A Government Grant Program That Is Suppose To HELP People?

I have a blog called Grant Basics 101 where I blog about different grant programs that are available.

Most of my blog posts on the above-mentioned blog are about individual grant programs but there are times when I come across information about grant programs, that while they are not for individuals or for-profit businesses, they will hopefully be of benefit to individuals.

Here is one of those programs:

Some states will get government grant funding to help boost oversight of health insurance premiums. The $1-million grants will help many expand public access to information about rate hikes and hire experts to review proposed charges. The grants will enable many states to expand public access to information about rate hikes and to hire experts to review what insurers want to charge.

More than a dozen states also plan to seek additional authority to block insurance premium increases they deem unjustified, according to the U.S. Department of Health and Human Services.

Fewer than half of state insurance commissioners have comprehensive "prior approval" authority, which gives them the power to review insurance company records and stop proposed rate increases in the individual and small-group markets. Some states do not even require insurers to publicly report proposed rate hikes.

The Obama administration and many consumer advocates had hoped that the new healthcare law would give all states full rate review authority. But, blocked from including such a provision in the final legislation, the administration has urged state leaders to push forward on their own.

Commissioners in several states with a history of minimal oversight such as Alabama, Illinois, Louisiana and Montana are doing just that. And many states that already have prior approval authority — including Florida and Maryland — are taking steps to strengthen their oversight.

The District of Columbia also will receive a grant. Said a spokesperson, "the grants would "restore some basic fairness to the health insurance market."

But expanding government power remains controversial in many states. And the insurance industry, which opposes prior approval authority for regulators, has been a powerful force in many state capitols.

Arizona, Connecticut, Missouri, Ohio, Pennsylvania, South Carolina and Virginia have no comprehensive authority to block rate hikes and do not plan to seek legislation to bolster their oversight powers, according to the Health and Human Services Department.

Alaska, Georgia, Iowa, Minnesota and Wyoming did not did not receive grants because they did not seek them.

In California, Gov. Arnold Schwarzenegger's administration specifically ruled out seeking prior approval authority. Consumer Watchdog, a Santa Monica-based advocacy group, urged the administration to reject California's grant application, saying the grant would "prevent, not develop, any effective state regulation of health insurance rates." California nonetheless received its grant, which is to be used to streamline collection of data on proposed rate hikes.

The administration would continue to work with states to enhance their oversight even if they did not apply for grants.

What I take this to mean is that some states will be provided with grant money to help reveiw the cases where there are proposed hikes in healthcare premiums and if they oppose such a hike or receive enough negative feedback from the public (who are the ones that would have to pay such increases!) - hopefully the states (well at least some of them) will be able to step in and do something about it!

I have read and seen (and heard) many comments about how high a price people are paying for their health insurance and hopefully this grant program will be able to help!

People Asking For Help

Asking For Help

"I am a single mother with her back up against the wall in desparate need of money to help send my son to college this fall. He needs $7400.00 in addition to the loans he has been able to receive.I have did all I know how to do my credit won't allow me to help him. Please help me help him. He promised he would finish school and stay out of trouble. He's done his part, Please help me make my word good."


This seems to have all gotten started when I posted the blog post about asking Oprah for money. It seems that people have mistaken my blog for Oprah's blog but such is not the case.

I surely do hope that you get the help that you are asking for. I also suggest that you take a look at my Grant Basics 101 blog which has blog posts about government grant programs and other ways that you may be able to get money to help you.

"
I would like to Ask for Help for my Family. My daughter is 1 and has been diagnosed with Microcephaly, she will be disabled for the rest of her life. we currently live with my husbands family in a small house our two sons share a room and me and my husband share the smallest room with our daughter. We have no room to breath or walk. We tried to get a home but have been turned down due to not enough funds. We live paycheck to paycheck. I have been looking for work the last 5 months and no one will hire me.

We are asking if people would please help us get a home of our own. we would like to raise $30,000 I know its a lot to ask for but our family wont even help us. I can not keep going like this it will cause us to split or loose what we have. Even if you live in Powder Springs Ga and would donate a house to us we will take it no matter the condition. Please some one out their help us. And yes I have tried the grant thing its all scams and they do not give money away tried everything and get turned down.

please email me at c~~~~@gmail.com if you would help

As someone that does grant research for a living I can assure that the grant thing is not all scams! I have a blog about grant programs called Grant Basics 101 and I also have a website about grant programs as well.

I have also seen many websites online created by people who are asking for money and donations. I even read an online article about a woman who was able to save her and her family's house - what she did was create a website asking for donations and she got enough money to save her home from foreclosure.

I really do hope that you get the help that you are asking for.

Credit Report Fact!

You are entitled by law to get one free copy of your credit report per year!

More Restrictions for Missouri Payday Loan Companies « CBS St. Louis

More Restrictions for Missouri Payday Loan Companies « CBS St. Louis

You should really read this if you are ever considering getting a payday loan!

High School Students - Would You Be Interested In A $40,000 Scholarship Program?

High School Students - Would You Be Interested In A $40,000 Scholarship Program?

Working From Home! - Rose's Blog: Survey Says That Nearly Half Of People Are Conside...

Working From Home! - Rose's Blog: Survey Says That Nearly Half Of People Are Conside...: "I found another interesting article online about people who hate their job! Here is an excerpt: 'To no one's surprise, the top reason emp..."

Job Opening - Security Officer

The Fork Union Military Academy is seeking an evening TAC Officer to provide additional security and the monitoring of dorms in the evening.

The position will not entail training.

Responsibilities include:

• performing physical headcounts while patrolling the assigned dorm
  
  

• reporting any medical emergencies to the Infirmary or other serious incidents as defined to the Commandant and Deputy Commandant
  
  
• and completing evening journal entries while on shift.

The hours are Monday through Friday from 11:00 PM to 6:00 AM with periodic weekends from 11:00 PM to 7:00 AM. The place of duty for this position is assigned dorm with periodic patrol of the outside area/campus. Please submit resume and qualifications to Al Williamson, Upper School Commandant at williama@fuma.org or fax to 434/842-4242.

The IRS! - Did You Know.........

Did you know that the IRS has outsourced their work and is putting the public's info into the hands of people who are outside of the US?

To read more about this just click below:

Don't Mess With Taxes!

Do You Have A Bad Credit Score?

If your credit score is at or below 600, then you are considered as having a bad credit score!

Have You Ever Heard Of Kevin Trudeau?

Have you ever heard of Kevin Trudeau?  He's the guy that comes on late-night TV with his infomercials.  He has written many books, ie "Debt Cures", "Free Money" and books about weight loss as well as other books relating to financial subjects.

It seems that he is in trouble (again) with the FTC who claims that he is fraudulent.  According to the FTC, he has been branded as a snakeoil salesman "who misleads consumers into buying a wide-range of products that he claims can help people beat cancer, fix their finances, improve their memory....basically, fix anything".

Trudeau continues to say that he hasn't done anything wrong.  Not one consumer has filed a complaint against Trudeau with the FTC.

He has vowed to continue on with what he is doing.

Want To Start Your Own Business But Are Having Trouble Finding Funding?

Here is an excerpt:


Bad Credit Small Business Startup Loans : Poor Credit Can’t Stop the Entrepreneur in you

If you want to start a small business but are not able to do so due to lack of finances, go for bad credit small business startup loans. With the help of bad credit small business startup loans you can start your own small business. Bad credit small business startup loans are basically of two types secured and unsecured.

ABOUT BAD CREDIT SMALL BUSINESS STARTUP LOANS

Bad credit small business startup loans are for those people who are suffering from bad credit status and want to start their own small business. A person can be tagged as a bad creditor due to various reasons like arrears, defaults, IVA, CCJ, bankruptcy, late payments etc. Bad credit small business startup loans can be availed by all such persons.

Bad credit small business startup loans are basically of two types, secured and unsecured. To avail a secured bad credit small business startup loan you’ll have to place one of your properties as collateral against the loan amount. This can be any of your personal properties like home, car, bank balance or can be your commercial property. On the other hand you don’t have to place any security to avail an unsecured small business startup loan, but the interest rate is slightly higher compared to secured loan. With secured bad credit small business startup loans you can avail a varied amount with repayment duration ranging from 3 – 25 years. While with unsecured bad credit small business startup loans you can avail varying amounts for a period of 1 – 10 years. The interest rate of bad credit small business startup loans is slightly higher because they are advanced to bad creditors, but with good research you can find a lender with reasonable interest rate.

BAD CREDIT SMALL BUSINESS STARTUP LOANS

Bad credit small business startup loans are very beneficial for people who are suffering for bad credit status. With bad credit business startup loans you can start your own business and regain your position in the market. Also by regular payment of loan installments you can increase you credit score.

Bad credit small business startup loans offer flexible repayment options. If you want to avail a small amount you can opt for unsecured bad credit small business loan. On the other hand if you need a bigger amount go for the secured way.



HOW TO APPLY FOR A BAD CREDIT SMALL BUSINESS LOAN

You can apply for bad credit small business startup loans by visiting banks, financial institutions, lending firms personally or you can apply online also. To apply via Internet you just have to fill up an online application form giving details like the loan amount you wan to avail, period of loan etc. Applying online is hassle free, consumes less time and requires less paperwork.

Job Openings!

There is an online site that has posted some job openings. The name of the online site is called "Meetup.com".

It is a New York City-based company.

Since these job postings are for jobs within the company itself I have not posted about them on my Working From Home Blog because these are not jobs that you will be able to do working from home.



To find out more about these job openings just click here

Forex - What Does It Mean?

Of course I have seen this term mentioned again and again and I even looked it up once just to see what it was all about. Personally I wasn't too interested in it but just in case you are.....

here is a definition of forex that I have found online:

An over-the-counter market where buyers and sellers conduct foreign exchange transactions. The Forex market is useful because it helps enable trade and transactions between countries, and it also allows an investment opportunity for risk seeking investors who don't mind engaging in speculation. Individuals who trade in the Forex market typically look carefully at a country's economic and political situation, as these factors can influence the direction of its currency. One of the unique aspects of the Forex market is that the volume of trading is so high, partially because the units exchanged are so small. It is estimated that around $4 trillion goes through the Forex market each day! also called foreign exchange market.

Looking For Work?

Here's another job opening that I found online.

Every heard of "Dollywood"? Dollywood is an amusement park-type place run by Dolly Parton (I'm sure you know who she is).

Anyway they are looking for summer time workers and there are quite a few job openings available.

Since this is not a work from home kind of position, I posted about it here instead of at my Working From Home Blog.

You can find out more about these job openings by clicking here.

A Tax On Grocery Bags - Part 2!

This is continued information from a previous post here on this blog.

Well it seems more and more stores are starting to charge their customers for using paper bags. I saw a new post about this subject on one of the forums that I belong to.

I was surprised to see how many more places are charging their customers for using the stores plastic bags. In my own local area I really know of only one store - Aldi's that charges customers for using their bags. They charge something like 25 cents per bag.

It's going to make grocery shopping a more expensive trip.

It certainly is not going to be a good way to help people get out of debt! It is certain going to contribute to a person's credit card debt if they are paying for their groceries with a credit card!