Have You Ever Heard Of Kevin Trudeau?

Have you ever heard of Kevin Trudeau?  He's the guy that comes on late-night TV with his infomercials.  He has written many books, ie "Debt Cures", "Free Money" and books about weight loss as well as other books relating to financial subjects.

It seems that he is in trouble (again) with the FTC who claims that he is fraudulent.  According to the FTC, he has been branded as a snakeoil salesman "who misleads consumers into buying a wide-range of products that he claims can help people beat cancer, fix their finances, improve their memory....basically, fix anything".

Trudeau continues to say that he hasn't done anything wrong.  Not one consumer has filed a complaint against Trudeau with the FTC.

He has vowed to continue on with what he is doing.

Be Careful When You're At The ATM Machine!

Online there is yet another article warning people to be careful when they are using their ATM cards!

There are scams going on in which someone can find out what your ATM codes are and they can use that of course to withdraw money from your account - be it your credit card account or your bank account!

The article provides many helpful tips and advice on how you can save your ATM information from being stolen!

If you need credit card help there should be a toll-free number provided on your credit card

To read the article, just click here.

Buyer Beware! Especially With Your Credit Card!

I found another online article showing yet another example of why it is a good idea to read all of the small print when you buy something with your credit card! In this case is the example of a simple rebate check that may cost you over a $100 on your credit card!

To Find out more just click the link below. If you have any comments about this article please feel free to add them here as well.

What do I think about this article? I'm glad that I read it although I personally haven't ordered this particular product. It seems to be that its getting easier and easier for companies to take advantage of peoples' credit cards! I'm even leery of giving my credit card number to the products that offer all those paid survey sites where people get paid to answer surveys (which I talk about more on my Paid Surveys Newbie blog.)

So people, lets be careful out there! - Especially with our credit cards!

That Rebate Check Could End

Up Costing You More!

The Top 10 Scams Of 2008!

Here is a link to the top 10 scams of 2008!

It has been issued by the Chicago Better Business Bureau!

I won't give it all away but as someone that does grant research, I would have to agree that you should investigate places, people and sites that you want to do grant work for you.

Of course also included in the list are a lot of work-from-home scams as well!

You REALLY, REALLY Have To Be Careful About The Email That You Get!

I just got finished posting to my Spam Blog about how one has to be careful about the email that one receives.

As things get more and more sophisticated so do too the scams!

Email will come to one's box saying that they are from their banks and they need to "check out" your account information. The email wants you to click on a link that is provided so that you can enter your banking or account information.

Like I said in my Spam Blog - DO NOT CLICK ON THOSE LINKS! Call your bank directly and ask if there is something wrong with your financial account.

While you may be clever enough not to fall for this kind of scam a lot of people do and the live to regret it!

Beware Of Credit Scams!

The Basics - 5 credit-fix scams to avoid

Theres no magical way to fix your credit score. Beware fast-talking crooks selling shortcuts.

Thinking of paying someone else to clean up your credit file? Anything they can do, you can do better. And cheaper.

But it takes time and dedication.

If your report contains genuine errors (read: debts that have been on the report beyond the allowable time or debts that really aren't yours, not just debts you wish weren't yours), you can fix that yourself for free. And with a minimum of hassle.

source
Money Central - MSN

---

I thought that this was a very good article to point out!

It seems that more and more ways are popping up offering to "help" people with their credit and sometimes people are in such a bad way that they will sometimes let themselves be easily scammed.

So be careful out there!

Phony AOL Email!

Here is a copy of a phone AOL email that I got:

Dear AOL Member,

This confirms that your AOL payment method has been updated to reflect the new information you provided. You can make payment method changes at AOL Keyword: My Account throughout your monthly billing cycle if you decide that a different payment method would better suit your needs. Please note however, that the billing method on record at 10:00 AM EST on your billing cycle date will be the one used to process your account charges.

You can access America Online`s secure, self-service Billing Center by going to AOL Keyword: My Account. Here you can review and modify your AOL account information online, anytime.

please use the following link--> AOL Billing Center

Please Remember: If your account information is not updated within 48 hours then your ability to use your AOL account will become restricted!

Sincerely,
Member Services
AOL, LLC.

First of all I can tell that this is a phony email from someplace claiming to be AOL because the link does not go to an official AOL website!

You have to be very careful about email nowadays because if you click on the link you could risk losing very important information. Some of these links will ask you for your log-in information including your password!

In some cases you might get phony email from your bank asking you to "verify" your information by providing important information about your account.

When you come upon an email that asks you to click on a link, put your cursor over the link to see where that link is. If it's not an official site then do not click on that link. If you have an association with the company it is best to call them first as opposed to being involved in some kind of scam email that could possibly ruin you!

Making Money Online

Make Money Online!

Making Money Online!

So many people are interested in making money online and they keep searching for information to help them make money online. Of course you have to know that a lot of these "make money online" things are just a scam but there are some legitimate ways to make money online.

One way is with Adsense. Adsense is a part of Google. Adsense is basically a program where you add ads to your website or blog and you get paid everytime a visitor to your site clicks on the ads. If you're curious about how much money some people are making using adsense then here is a link to an article about it:

Just How Much Money Can You Make With Adsense?

Now first of course you have to have a website or blog and you have to join Adsense but Adsense is free to join. You submit your site so that it can be reviewed and approved and once your site is approved then you can go through the process of adding the adsense ads to your site. Once your adsense earnings reach $100 for the month then you get paid either by check or bank transfer. If you don't make $100 during the month then your earnings will roll over into the next month until you reach the $100 and then you will get paid.

I want to stress that adsense is one of the legitimate ways to make money online. Although it will involve work with your website or blog there is still the basic thing that you are actually making money online! And some people have earned enough adsense money to make it their major source of income!

Adsense is about one of the only legitimate ways that I know of to make money online but there are others. Some people have managed to start very successful businesses online. They give lessons, the offer tutoring sessions and they sell things. Many people have managed to start businesses buying and selling on Ebay!

So there are some legitimate ways to make money online.

CyberBegging For Money

The only successful cyberbegging website that I have seen so far is the one by the woman who was asking for money so that she could get breast implants. She managed to get enough money sent to her so that she could have the operation.

With that being said I have been to a few sites where people post asking and quite literally begging for money. While missing a few bills can make one feel frustrated and depressed enough to post their financial woes, I'm quite amazed at the people who have actually asked for amounts of $50,000 and above!

Do they really think that someone is actually going to send them that amount of money?

Some people are so desparate that they include their phone number and address in their posts which isn't a very good thing to do. You run the risk of getting scammed, junk mailed and worse. But like I said people are so desparate that they include their personal information with their posts.

I have only really seen a few examples of people who have websites that have begged successfully for money.

Comments Received

msladyrag said...

Yes, there are cyberbegging websites where people are just posting a story on a list...Hoping a kind stranger will actually read it. These same people need know that there are good sites that exist. Cyberbeggars where your story will get the attention it deserves. So if your looking for a better place to seek help them try http://www........com

Those Nigerian Email Scams

Do you get those Nigerian email scams in your email box? I caught the tail end of a show on MSNBC about it. Now I didn't think that a lot of people actually sent in their money but I was wrong! Apparently this kind of scam has raked in millions of dollars! If you're not familiar with this kind of scam it goes like this:

You get an email from someone from another country saying that they have access to millions of dollars but they need your help in getting it. In return they promise to pay you a lot of money - somewhere in the 5 - 6 figure range (sometimes even higher!) Either you're supposed to send some "good faith" money or you are asked to send personal information like your bank account information. Even though just this much sounds suspicious many people have done it! Sometimes if you don't answer the email you'll get another one down the line saying that the money is ready for you but the representative hasn't been paid (by you). This payment that you're asked to make is supposedly suppose to be the representative's commission.

If you get this type of email - do you know what the experts say to do?

DELETE IT!

Beware of Grant Scams!

Here is a link to a story about one of the grant scams that are going on out there in the world:

Beware!

Now there are a couple of points in the article that I don't agree with and they mainly have to do with "there are no grants for.......". As one of the people that do this kind of thing for a living I have to say that those are points of the article that I don't agree with. You would be amazed at the type of (and number of)grants that are out there! Did you know that a witch got a grant to start her own business? Do you know that there is a grant program that awards $100,000 to help people fulfill their own dreams? This money goes directly to the individual!

The parts that I DO agree with have to do with the fact that the IRS will not call you up and say that you are eligible for a grant. That is not their job. So if you get a call like that the best thing to do is to ask for more information and tell the caller that you will contact the IRS and that you would like them to leave you their name and number - that should result in a quick "hang up" from them!

For more information about Grant Programs and Grants in general be sure to visit my "Working From Home" blog.