Monday, September 28, 2009

Are You Praying For A Financial Miracle?

Are you praying for a financial miracle seems to be one of the most popular blog posts on this blog. I'm guessing that that means that people are looking for a financial miracle even if they have to find it on the Internet!

I guess that I really shouldn't be surprised about this because so many people are facing financial crisis of one kind or another!

A lot of people are losing their jobs and they don't seem to be finding any promising prospect soon. If you have ever considered working from home then you should take a look at my Working From Home Blog.

Home foreclosures are on the rise but there is still some hope. Take a look at my The Foreclosure Blog to see how some people have managed to save their homes from foreclosure. There is even one story of a person who got their home back after foreclosure because the person that won the foreclosure bid on their house actually gave the house back to the homeowner!

I hope encouraging stories such as this will show people that there is still some hope!

Are you praying for a financial miracle? You just may get one!



Also be sure to take a look at my blog The Unclaimed Money Blog to find out more about unclaimed money and whether you or someone in your family is eligible to claim some of it!

Tuesday, September 8, 2009

"Confessions Of A Debt Collector"




I found a very interesting article online about what it's like to be a debt collector. A real debt collector was interviewed about the various aspects of her job. While this would probably also be a good blog post for my Working From Home Blog because of a salary that a debt collector can make, it is also quite interesting to see how being a debt collector works.

I had my suspicions that these debt collectors got a commission off of the money that they collected but I didn't know that they had high quotas to fill (according to the online article) It also doesn't surprise me too much to know that some of these debt collectors are quite human in that some of them don't like to be harrassed theirselves or talked to in a negative way. And even sometimes they will speak to people who are in such a dire financial situation that the debt collectors "feel" for them but they still have to do their job. I remember one example from the article mentioned one person saying that they lost their job and that the wife lost the baby that she was carrying but still the debt collector asked "so when can you send in a payment.........".

It also seems that a debt collector's salary averages to about $14 per hour. BUT according to the article they have to make a certain quota or they risk losing their jobs.

The article also gives some advice on what debt collectors can and can not do as far as when they can call you and what they can say. There are also some good insights as to how sometimes the people they call can get the best of them by getting them to go "off script" or just by not co-operating.

A very interesting online article indeed!

Confessions Of A Debt Collector