Theres no magical way to fix your credit score. Beware fast-talking crooks selling shortcuts.
Thinking of paying someone else to clean up your credit file? Anything they can do, you can do better. And cheaper.
But it takes time and dedication.
If your report contains genuine errors (read: debts that have been on the report beyond the allowable time or debts that really aren't yours, not just debts you wish weren't yours), you can fix that yourself for free. And with a minimum of hassle.
source
Money Central - MSN
Money Central - MSN
I thought that this was a very good article to point out!
It seems that more and more ways are popping up offering to "help" people with their credit and sometimes people are in such a bad way that they will sometimes let themselves be easily scammed.
So be careful out there!
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