Monday, March 5, 2007

The Government Wants Its Grant Money Back!

It seems as though a LOT more people received federal grant money aid than they were supposed to and the government wants that money back! So far over 400 people have already been investigated for fraud and its not stopping there! I thought this story would interest those who don't think that there is any grant money out there - there is!



read more | digg story

Another Paypal Email Scam?

Dear member,This email confirms that you have paid orders@dell.com $699.99 USD using PayPal. This credit card transaction will appear on your bill as "PAYPAL *DELL INC".

Payment Details

Purchased From: Dell.Inc

Item #

Item Title

Quantity: 1

$669.95 USD

Shipping & Handling via USPS First Class Mail to 154XX(includes any seller handling fees)
$19.16 USD

Shipping Insurance (optional):

Sales Tax (6.000% inPA) : $10.88 USD

Total: $699.99 USD

Note:Thank you!

Shipping Information

Shipping Info: W~, 16 elm st., B~, PA 1xxxx, United States

Address Status: Confirmed

If you have questions about the shipping and tracking of your purchased item or service, please contact the seller ~@dell.com.

Do you confirm this transaction?

If this transaction was not made by you please immediately take the following steps:

Login to your account by clicking on the link below

Provide requested information to ensure you are the owner of the account

Find this transaction in HISTORY and click 'Cancel Transaction'

Thank you for using PayPal!

The PayPal Team

Please do not reply to this email. This mailbox is not monitored and you will not receive a response. For assistance, log in to your PayPal account and choose the Help link located in the top right corner of any PayPal page.

PayPal Email ID XXXX




Yet another email that was in my email box. There are a lot of "red" flags that went off when I got this email. One of them was the link that was provided that didn't even go to the Paypal website. Another red flag was the fact that this email mentioned to "provide requested information".

If you have a Paypal account and are unsure of any email that you get from someone or someplace that says they are Paypal do not click on the links in the email. Go to Paypal's Official Website!


Here is a link to more information about the Paypal Email Scams

Friday, March 2, 2007

5 New Jobs of the Web 2.0 Generation

Entrepreneurship is a craft. But given the risky nature of starting one’s own business are there opportunities to practice the skills involved? Absolutely. Below I’ve taken five online opportunities that would be a natural extension of a web worker’s daily routine. Each does require certain skills and, in some cases, a small amount of capital.



read more | digg story

IRS goes after eBay, wants info on seller earnings

. In short, the US government wants to treat eBay as a "broker" who would then be required to file notices with the government about how much money its traders have made. The US proposal calls for this reporting to take place only when people sell more than several thousand dollars worth of merchandise in a year.



read more | digg story

Monday, February 19, 2007

Another Email Scam.....

This time the email message isn't even a message it is simply a link that is included. The email usually has some kind of attention-grabbing subject line but when you open the email the only thing that is there is a link that you're supposed to click on to find out more about it.

You can usually tell what the url address is by hovering your cursor over the link provided. Mind you I said "hovering" your mouse and NOT clicking on the link.

Once you discover what the link is and where it goes to then you can decide whether or not you want to click on that link - but be careful!

Wednesday, February 14, 2007

How To Pick A Repair Shop


How To Pick A Repair Shop


  1. Call your local Better Business Bureau and check the firm's reputation for reliability and service.

  2. Check with your friends or with persons you know who have done
    business with the company and see what their experience has been.

  3. Does the company promise too much in its advertising? For instance, does the company offer a low price "inspection" without qualification as to the make of the *transmission. Does it offer to "adjust" your *transmission for a low price?
    Some modern *transmissions cannot be "adjusted" at all, other than through ordinary maintenance. If a problem arises, they must be repaired

  4. Most major *transmission damage cannot be properly diagnosed unless the *transmission is disassembled and inspected. Be sure that the firm will reassemble the transmission to its original condition at a price clearly stated if you choose to
    refuse the offered service

Saturday, February 3, 2007

Paypal Scam (Again!)

I guess the reason why there are so many Paypal schemes and scams going around is because it has to do with money! Just think about it. And the same thing applies to those phony emails purporting to be from your bank saying that there is a problem or they need to verify your account information. I have gotten a lot of those too - and some of them are from banks that I don't even have an account at?

If you have a Paypal account you have to be very careful when you get these kinds of email. Never click on the link that is provided in the email! Instead go to the website itself (or better yet - CALL THEM ON THE PHONE!

Friday, February 2, 2007

Tax Software For Free?

I received this email offer for free tax software that can be downloaded right off the internet. Now there's nothing wrong with trying out new software BUT when it comes to something as important as your taxes I think that the best way to go is to go along the way you have been going regardless of whether you do your taxes yourself or you hire someone to do it.

You can try out the software fine but just don't use it as the only way to do your taxes - at least not initially. You can try out the software (and since it's free software there shouldn't be a cost involved) and if you like it (and hopefully can trust it) then you will feel more comfortable using it for preparing your taxes.

Thursday, February 1, 2007

Viagra?

Got another junk mail and this one has to do with viagra! Don't know how they got my email address but then again I don't know how any of them get my email address?

Suffice it to say that if you are in the market for viagra please try not to buy it online. I just heard on the news where someone was selling "suicide" pills online and of course someone ordered it and they died!

Buying drugs online may be cheaper but it definitely isn't healthier!

Wednesday, January 31, 2007

Another Paypal Email Scam?

Here's an excerpt from an email I got saying that it was from PayPal:

"Dear PayPal Member,

PayPal is committed to maintaining a safe environment for its community of buyers and sellers. To protect the security of your account, PayPal employs some of the most advanced security systems in the world and our anti-fraud teams regularly screen the PayPal system for unusual activity. Recently, our Account Review Team identified some unusual activity in your account. In accordance with PayPal's User Agreement and to ensure that your account has not been compromised, access to it was flagged. Youwill remain flagged until this issue has been resolved. This is a fraud prevention measure meant to ensure that your account is not compromised. In order to secure your account and quickly restore full access, we may require some specific information from you for the following reason: Our system requires further account verification. Case ID Number: xx-xxx-xxx-xxx. We encou! rage you to log in and restore full access as soon as possible. Should your account remain flagged for an extended period of time, it may result in further limitations on the use of your account or may result in eventual account closure.
-----------------------------------------------------------------------
Please click on the link below to log in and restore full access to your account. (the link provided has paypal.com in it but if you put your cursor over the link you see that the link goes somewhere else)
----------------------------------------------------------------------
Thank you for your prompt attention to this matter. Please understand that this is a security measure meant to help protect you and your account. We apologize for any inconvenience.

Sincerely, PayPal Account Review Department
PayPal Email ID xxxxxxx


Now I went to Paypal's site just to find out more information about these so-called emails that are sent out. Here is an excerpt of Paypal's official website:

How can I protect myself from PayPal fraud or scams?


PayPal is dedicated to fighting fraud and scams. You can help protect your account against PayPal scams by being cautious in giving out your own personal information such as first name, last name, business name, email address, password, financial information (credit card, bank account number, PIN), social security number, and driver's license number.

Tips to stay safe from PayPal fraud or scams:


Log in safely: To log in to your PayPal account or access the PayPal website, open a new web browser (e.g., Internet Explorer or Netscape) and type in the following: https://www.paypal.com/

Check the email greeting: Emails from PayPal will always address you by your first and last name or the business name associated with your PayPal account. A PayPal scam email may include the salutation "Dear PayPal User" or "Dear PayPal Member"


Look out for attachments: PayPal emails will never ask you to download an attachment or a software program. An attachment found in a PayPal scam email will often contain a virus that can harm your computer or compromise your PayPal account


Never give out personal information: If we require information from you, we will notify you in an email and request that you enter the information only after you have safely and securely logged in to your PayPal account. Often, PayPal scams will request details such as your full name, account password, credit card number, bank account, PIN number, Social Security Number, or mother's maiden name. "


To find more safety tips from Paypal's own website just go to:

https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/fraud-prevention-outside

Saturday, January 27, 2007

Getting Fast Cash?

Income tax season is upon us now and a lot of the tax preparation businesses are offering "get cash now" services. Basically what it involves is you being able to get your tax refund now instead of waiting for it to come from the IRS. However you should be aware that you will pay a high price for doing this. In order to provide you with the cash right away the business charges fees and these are high fees. It has been reported that people take this "payday"- type loans and when they can't pay it back they take out another loan and so the cycle continues. Not everything is black and white and in some instances there may be the necessity to take out these kinds of loans but you should try to avoid doing this as much as you can.

It is a sad thing to say since I used to work for one of these big income tax preparation businesses (but this was well before the onslaught of being able to get your income tax refund before the IRS mailed it to you) but the fact of the matter is that they can charge you a big fee in return for providing you with "fast" cash.

You should check and see if you can get some free or low-cost tax preparation help. I know that the IRS itself provides help because I have used it in the past (heck I even used to work for them!). They have a phone number and a web site and you can find that out by looking in your local phonebook. You should also see if your area provides some income tax preparation help as well. Many communities offer these kinds of services at a low or free cost. If you make under a certain amount of money you can get help with your taxes free! The same thing applies to seniors who need help with their income tax preparation.

So although you may want to get your tax refund back as soon as possible try to find a low or free cost way to do it.

Monday, January 15, 2007

10 tricks for reducing your heating bill

Here is a helpful article from msnbc's website

http://www.msnbc.msn.com/id/16176373/

It shows you some good tips that you can try to help reduce your heating bill.

Is It REALLY QVC?

Be careful when you get email from QVC. Make sure that it is coming from QVC! How do you do that? Just move your curser over the blue link (BUT DO NOT CLICK ON IT!). You will then be able to see where this blue link will go. Even though the letters "QVC" may be in the link that doesn't mean that the link will take you to QVC's official website. The best thing to do would be for you to go directly to QVC's official site and find out any information you can about the email. If you still have your doubts you can either call or email QVC - they even have a message board where you can post.

Sunday, January 14, 2007

Paypal Scam

Here is a copy of a bogus email that I got:

Dear PayPal Member,This email confirms that you have paid xxx $x.00 USD using PayPal. This credit card transaction will appear on your bill as "PAYPAL xxx*".

PayPal Shopping Cart Contents

Item Name: Nokia 8800 Brand New

Quantity:1

Total: $X.00 USD

Cart Subtotal: $X.00 USD

Shipping Charge: $30.00 USD

Cart Total: $x.00 USD

Shipping Information
Shipping Info: ~
Address Status: Unconfirmed

If you haven't authorized this charge, click the link below to cancel the payment and get a full refund. (Of course this link doesn't directly go to Paypal!)

Thank you for using PayPal!The PayPal Team

Please do not reply to this e-mail. Mail sent to this address cannot be answered. For assistance, log in to your PayPal account and choose the "Help" link in the footer of any page.

------------------------------------------------------------------------------------
You have to be careful when you get email like this! DON'T CLICK ON THE BLUE LINK!

It is an email scam and if you click on that blue link you will be very sorry that you did!

Wednesday, December 13, 2006

Virus Profile: W32/IRCbot.worm!MS05-039

http://us.mcafee.com/virusInfo/default.asp?id=description&virus_k=135491

Virus Profile: W32/IRCbot.worm!MS05-039

Name:W32/IRCbot.worm!MS05-039

Risk Assessment- Home Users: Low-Profiled / Corporate Users: Low-Profiled

Date Discovered: 8/16/2005

Date Added: 8/16/2005

Origin: Unknown

Length: 10366 bytes

Type:Virus

SubType:Internet Relay Chat

DAT Required:4560

Virus Characteristics-- Update August 19, 2005 --Due to a decrease in prevalence W32/IRCbot.worm!MS05-039 is being lowered to Low-Profiled risk. --

-- Update August 17, 2005 --Due to a decrease in reports of new infections, W32/IRCbot.worm!MS05-039 is being lowered to Medium risk.

Wednesday, December 6, 2006

Beware of The Government..........

Beware of the Government
By: Jim FollisTuesday, November 7, 2006 10:42 PM PST


At one point in my life I viewed anything that was government with a studious eye because it seemed curious to me how things worked. Then I came to the point of being amused about the massive overspending, the favoritism and the pork bellying that ran rampant throughout our elective process. Now, I've become increasingly bitter about our government. It has grown to immense proportions. It is devouring us limb by limb with its ravenous debt. The money being spent just to service our mammoth debt is enough to run most countries in this world.Further, our government has even surpassed the point of its inefficiency and has moved into the arena of being injurious to our own welfare.


We are spending billions of dollars on other countries' problems and yet we have children starving in our own country. We offer barges full of advice to other countries, yet our population is increasingly disenfranchised with our own democracy. Our education level is slipping and our dollar is sinking over the horizon.

Now, I read that the Office of Homeland Security is thumping people who attempt to purchase prescription drugs from Canada or Mexico. These are drugs made by American drug companies, but cost a fraction of the price. Perhaps Homeland Security could better spend their time in protecting us from our own government. We are about to gag ourselves with daily stories of mammoth government overspending and worse, our government protecting corporations that continue to feed on our weak. Price gouging on utilities, medications, oil, gasoline, and our government protects the corporations rather than the people. What business is our government into? Are the profits of our drug companies more important than the health of our seniors who cannot afford medical care? As a shareholder I want my companies to make money, but I also think that competition is good. If people can buy their drugs cheaper elsewhere, they should have that right.

Why is our government in the business of handing out personal or religious advice? If we could legislate good morals and good citizenship, I could see the benefit. But abortions, cell research, right to die issues? Instead of awarding grants to the best product, we now favor "faith based" biasing? Reminds me of our old affirmative action-based battles.

I'm no genius when it comes to studying our constitution, but "States Rights" looms large on my list of "must have." If my state votes to allow people to wear bikini suits to work, then so be it. The constitution protects the right for us to elect our own officials and they have the obligation to do what we want. I now hear seniors are voicing the concern that voting no longer matters. "There is no one to vote for, and besides, they don't even listen anymore."Now this is alarming. The young voters have always been reluctant to believe their "vote counts" and the middle-agers are frantically trying to keep their heads above water, but now the oldsters are upset with our system? Now that's trouble. What's worse, I don't even have a solution. Sure I'm ready for a third party, but it wouldn't take long before it smelled just like the others. In order to get elected today, you need a lot of cash. Developers, corporations, unions, and special interests line up with their sacks of money and lists of expectations for "their" candidate. An independent honest representative of the people doesn't stand a chance.

You bet, I'm way past ready for some return to some of the values that I remember people living by in the past. And who doesn't long for leaders we can be proud of. I seriously long for the day when our government returns to the notion of being, "For the people, by the people.

"Hmmmm, I guess I really should vote. S'pose it's too late? But then, is there anyone I can trust?

- Jim Follis is a former Folsom resident now enjoying hisretirement years.
http://folsomtelegraph.com/articles/2006/11/08/opinion/editorials/01follis.txt

Sunday, December 3, 2006

Still Haven't Figured It Out.....

This is my 2nd blog on Blogger and its here because they were changing formats and I was trying to convert my original blog.

http://roseb44170.blogspot.com

I'm still posting to my original blog and will figure out how to combine the two. I have to figure out a solution because having another blog is just too much!