Looking For Work?

Here's another job opening that I found online.

Every heard of "Dollywood"? Dollywood is an amusement park-type place run by Dolly Parton (I'm sure you know who she is).

Anyway they are looking for summer time workers and there are quite a few job openings available.

Since this is not a work from home kind of position, I posted about it here instead of at my Working From Home Blog.

You can find out more about these job openings by clicking here.

A Tax On Grocery Bags - Part 2!

This is continued information from a previous post here on this blog.

Well it seems more and more stores are starting to charge their customers for using paper bags. I saw a new post about this subject on one of the forums that I belong to.

I was surprised to see how many more places are charging their customers for using the stores plastic bags. In my own local area I really know of only one store - Aldi's that charges customers for using their bags. They charge something like 25 cents per bag.

It's going to make grocery shopping a more expensive trip.

It certainly is not going to be a good way to help people get out of debt! It is certain going to contribute to a person's credit card debt if they are paying for their groceries with a credit card!

Be Careful When You're At The ATM Machine!

Online there is yet another article warning people to be careful when they are using their ATM cards!

There are scams going on in which someone can find out what your ATM codes are and they can use that of course to withdraw money from your account - be it your credit card account or your bank account!

The article provides many helpful tips and advice on how you can save your ATM information from being stolen!

If you need credit card help there should be a toll-free number provided on your credit card

To read the article, just click here.

Purchase Structured Settlements! One Way To Get Some Quick Cash Is.......

If you are receiving structured settlements either from a lawsuit or some other means you may be able to get some "quick" cash by going to a company that will purchase structured settlements!

How this works is that the company will purchase your structured settlement and pay YOU a lump sum in cash. Companies that purchase structured settlements will purchase your structured settlements so that then they receive your structured settlements and YOU will receive a lump sum payment in exchange for your purchase structured settlement.

You do have to be careful though because there are a lot of places with the advertisement of "we purchase structured settlements" and I have even seen a few commercials on TV from lawyers and law firms saying that they also purchase structured settlements. There are also advertisements both online and off saying "we will purchase your structured settlements for cash!

Some places offer to give you a free quote before you make the decision to let them purchase your structured settlement. Some of these companies will also provide you with information on buying and selling structured settlements at not obligation or cost on your part.

There is even an option of you purchasing structured settlements yourself if you are thinking about investing your money. You pay someone cash for their structured settlement and you in turn receive the installment payments of the structured settlement yourself!

So if you're looking for a way to be able to get cash you may want to look into companies that purchase structured settlements. It is a way for you to be able to get some quick cash!



Keep in mind though that some of these companies that purchase structured settlements intend to profit from their purchase, and sometimes their offers may seem quite low so it is a good thing for you to shop around to get the best (free) quotes available from companies that want to purchase your structured settlements.

Tips To Avoid Vehicle Theft!

Nobody likes to have their car broken into! It has happened to me and it has happened to a lot of people as well! I found an online article that gives some helpful tips to help avoid one's car being broken into.

Some of the tips are obvious like locking all of your car doors but it's surprising how many people don't do this! I know that there are people who want to make a "quick" stop into a store or something and they think that they won't be long but it doesn't take too long to steal a car - especially when you don't lock your doors.

Here is a link to the online article and hopefully it will provide you with some very valuable tips to help avoid your car being stolen!

Tips To Avoid Vehicle Theft!

Here Are Some Job Positions Currently Available

Since I work from home doing grant research, I have a Working From Home blog. But I have come across some websites that are listing job openings that they have available. Here is another such site!

Liveperson.com has a number of job openings posted on their website. A lot of the job positions are in Israel but they also have some job openings for those that live in the United States. A lot of the positions are for manger-type jobs but there is an interesting position for a content writer as well.

You can find out more about their job openings by clicking here.

Can't Afford To Pay Your Income Tax?

Did you know that every year, the IRS receives millions of returns from taxpayers who can’t pay what they owe before the April 15th deadline?

Banks Starting To Charge Debit Card Fees!

The online articles say that you should check your receipts to make sure that you are not being charged a fee for using your debit card!

It seems that since President Obama wants to crack down on the ways that banks charge for credit card fees the banks have found an alternative source of generating some income for themselves and that alternative is to charge people for using their debit cards.


It seems that this year more people used their debit cards than they did their credit cards which has been the first time that this has happened.

It seems that a number of banks are coming up with something called "loyalty" programs for their debit card users. However the terms still require either a fee or that the debit card user meet specific terms to be eligible for the loyalty program.

According to one online site:

"Consumers need to have an eyes wide open perspective when it comes to financial services. Fees are going to be cropping up, but that also gives you a chance to comparison shop. There may be just as many good deals at the other end of the spectrum."

To read more about this and view the article, just click here.

Are You Looking For Work?

Did you know that despite the news about there not being enough jobs for people, there are some industries that are begging for qualified workers!

One of the biggest industries that need qualified workers now is the health care industry! There are many job openings for nurses and home health care workers and aides. Also according to my Grant Basics 101 Blog, there are many job openings in our own government. Here is a quote from one of the online articles:

"Many of the positions, which require specific skills and offer salaries in the range of $30,000 to $45,000, have been vacant for six months or longer"

Since workers are needed so badly a hiring incentive program was recently announced to help encourage existing employees to refer viable candidates. Those responsible for bringing in new hires are eligible to receive $2,500 to $5,000, depending on the position. Also added in is a signing bonus for the new employees!

There are several online sites that you can go to that post job openings in your area. You should also look into working for the government as well because they have many job openings and government workers receive good benefits in addition to a highly competitive salary.

As far as other kinds of job openings are concerned here is another excerpt from an online article:

Things are even worse on the higher end of the pay scale. At a wireless leasing firm, a position for director of lead generation, which pays $90,000-$140,000, has been open for three months, with no candidates in sight.

Debt Collector Was Sued And Now Has To Pay!

Here is a very interesting article about someone who sue a debt collector and WON!

The details are kind of complicated but hopefully after you read the article you will understand the whole thing better.

Basically it seems that the article is saying that the debt collector was in fault because they didn't properly review the details of the debtor and a judge ruled in the favor of the debtor.

Outsmarting A Debt Collector

Are You Praying For A Financial Miracle?

Are you praying for a financial miracle seems to be one of the most popular blog posts on this blog. I'm guessing that that means that people are looking for a financial miracle even if they have to find it on the Internet!

I guess that I really shouldn't be surprised about this because so many people are facing financial crisis of one kind or another!

A lot of people are losing their jobs and they don't seem to be finding any promising prospect soon. If you have ever considered working from home then you should take a look at my Working From Home Blog.

Home foreclosures are on the rise but there is still some hope. Take a look at my The Foreclosure Blog to see how some people have managed to save their homes from foreclosure. There is even one story of a person who got their home back after foreclosure because the person that won the foreclosure bid on their house actually gave the house back to the homeowner!

I hope encouraging stories such as this will show people that there is still some hope!

Are you praying for a financial miracle? You just may get one!



Also be sure to take a look at my blog The Unclaimed Money Blog to find out more about unclaimed money and whether you or someone in your family is eligible to claim some of it!

"Confessions Of A Debt Collector"

I found a very interesting article online about what it's like to be a debt collector. A real debt collector was interviewed about the various aspects of her job. While this would probably also be a good blog post for my Working From Home Blog because of a salary that a debt collector can make, it is also quite interesting to see how being a debt collector works.

I had my suspicions that these debt collectors got a commission off of the money that they collected but I didn't know that they had high quotas to fill (according to the online article) It also doesn't surprise me too much to know that some of these debt collectors are quite human in that some of them don't like to be harrassed theirselves or talked to in a negative way. And even sometimes they will speak to people who are in such a dire financial situation that the debt collectors "feel" for them but they still have to do their job. I remember one example from the article mentioned one person saying that they lost their job and that the wife lost the baby that she was carrying but still the debt collector asked "so when can you send in a payment.........".

It also seems that a debt collector's salary averages to about $14 per hour. BUT according to the article they have to make a certain quota or they risk losing their jobs.

The article also gives some advice on what debt collectors can and can not do as far as when they can call you and what they can say. There are also some good insights as to how sometimes the people they call can get the best of them by getting them to go "off script" or just by not co-operating.

A very interesting online article indeed!

Confessions Of A Debt Collector

Woman Feeds Her Large Family On $4 A Week!

I found another interesting article online about how a woman feeds her large family (and pets) on $4 a week!

Of course the secret to this is coupons! The online article calls her the coupon queen! In one example she bought over $200 worth of groceries and paid less than $1 for all of them!

This is definitely something you may want to look into if you are looking for ways to save money - especially on food!

Sunday papers are loaded with coupons and mailing advertisements and circulars also have a lot of coupons in them. You can also even get coupons online as well!

Here is a link to the article:

Woman Feeds Family For Less Money!

Avoiding Those Banking Fees - Tips!

I'm a very big fan of Selfgrowth.com and I found this article about tips to help one avoid those high banking fees!

I thought that I knew almost everything about how to avoid high banking fees - you know things like not using ATMs that are from another bank, etc.,....... But after reading the article I found some interesting stuff - especially about overdraft protection!

I always thought that overdraft protection was a good idea BUT I didn't know that there was a charge to have it!

It seems that there is a lot that I don't know!

Personally, I, myself, try to avoid banking fees but I have had them! I do have to make it a personal financial goal to stop incurring those banking fees! I have used other ATM's - mostly because I was in a rush and not able to get to an ATM that was with my own bank - so I used the ATM at the store I was at even though the ATM wasn't with my own bank. There was a charge for using that ATM plus there was a charge from my own bank for using that ATM! It does add up!

I realize that there may be instances where emergencies come up and you have to use an ATM that isn't with your bank but now in today's economy you have to try and save all the "pennies" you can - especially when it comes to those (high) banking fees!

I hope the article provides useful information for you all.

Buyer Beware! Especially With Your Credit Card!

I found another online article showing yet another example of why it is a good idea to read all of the small print when you buy something with your credit card! In this case is the example of a simple rebate check that may cost you over a $100 on your credit card!

To Find out more just click the link below. If you have any comments about this article please feel free to add them here as well.

What do I think about this article? I'm glad that I read it although I personally haven't ordered this particular product. It seems to be that its getting easier and easier for companies to take advantage of peoples' credit cards! I'm even leery of giving my credit card number to the products that offer all those paid survey sites where people get paid to answer surveys (which I talk about more on my Paid Surveys Newbie blog.)

So people, lets be careful out there! - Especially with our credit cards!

That Rebate Check Could End

Up Costing You More!

Looking For A Job?

I recently posted on my Grant Basics 101 Blog about how there are many job openings in the government! Besides government grants and programs our government also has a lot of job openings as well.

I found another article online about "6 Jobs That Are In High Demand" meaning that there are still job openings out there that are available for people who are looking for jobs and for people who are looking for work.

I won't give away the whole article but one of the jobs on the list that surprised me was that of web designer. I was surprised because I keep reading about web designers out there who are having problems finding clients but according to the article - this is a job that is in high demand!

I hope you enjoy reading the article and the reason that I didn't post this on my Working From Home Blog is because these jobs (for the most part) are jobs where you are working for someone else outside of your home.

6 In Demand Jobs!

College Students & Credit Card Debt!

Here is an interesting article about college students and credit card debt! As soon as I read it I knew that I would be posting it here!